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Housing Assistance

Click here to access Renter/Homeowner Assistance.

Virginia will receive $451 million for emergency rental assistance. An estimated 267,000 renters in Virginia are currently behind on their rent.The American Rescue Plan also allocates between $154 million and $276 million help Virginian homeowners who have been financially stressed by the pandemic.

Renters households with incomes no more than 80 percent of area median income (AMI) who meet the following conditions are eligible for assistance:

  • One or more individual in the household has qualified for unemployment benefits or has experienced a reduction in household income, incurred significant costs, or experienced other financial hardship due to or during the coronavirus outbreak; and
  • One or more individual in the household can demonstrate a risk of experiencing homelessness or housing instability which includes:
    • A past due utility, home energy, or rent notice or an eviction notice;
    • Unsafe or unhealthy living conditions; or
    • Any other evidence of such risk as determined by the State or county grantee.
    • Households with incomes of no more than 50 percent of AMI will receive priority.

Foreclosure Moratorium And Expanded Forbearance

On February 16, 2021, the White House announced that the Department of Housing and Urban Development, Department of Veterans Affairs, and Department of Agriculture are implementing a coordinated extension and expansion of forbearance and foreclosure relief programs which would:

  • Extend the foreclosure moratorium for homeowners through June 30, 2021;
  • Extend the mortgage payment forbearance enrollment window until June 30, 2021 for borrowers who wish to request forbearance;
  • Provide up to six months of additional mortgage payment forbearance, in three-month increments, for borrowers who entered forbearance on or before June 30, 2020.